When Free Share Draft Checking is simply not enough, Notre Dame Federal Credit Union offers Direct Checking. Direct Checking is a dividend-bearing checking account that requires both Direct Deposit and eStatements. It's a great alternative to our Free Share Draft Checking, especially if you're looking to earn a little extra on your account balance.

As with all of our checking accounts, you'll enjoy:

• Free Online Banking
• Free Mobile Banking
• Free Text Message Banking
• Free Touch-Tone Teller
• Free Check Imaging
• Free eStatements
• Free Visa® Check Card (Debit card)
• Overdraft Protection
• Surcharge-Free access at over 32,000 ATMs nationwide

Direct Checking account holders also enjoy:

• Free Account-to-Account Transfers
• Free Online Bill Payment and Presentment
• Free Cashiers Checks (limit two (2) free per visit)
• Discounted rates on select loans
• Five Free ATM withdrawals per month at another financial institution's ATM
  (we waive the foreign transaction fee)*
• No-fee Travelers Checks (max. $2,000 per year)

*You may still incur an ATM surcharge from the other institution when using its ATM.

If your daily minimum balance falls below $1,500 on any given day, a $10 monthly maintenance fee will be assessed against the account, thereby reducing earnings. Fees will be assessed for NSF Checks; excessive NSFs may result in closure.

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Fee schedule
 

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