What is NDFCU's routing number?

271291596
These nine numbers can be found in the bottom left corner of your personal checks, on your deposit slip.

What is the difference between a credit union and a bank?

The two main differences between credit unions and banks are ownership and who receives the profits. Credit unions are owned by the members of the credit union, while banks are owned by their investors - not their customers. In addition, credit unions are not-for-profit, which means they return the profit to their members through lower interest rates on loans and higher dividends on deposits. The profits of the bank usually go to their group of investors, not their customers.

Are my funds insured?

Yes, your funds are insured up to $250,000 by the NCUA and backed by the full faith and credit of the United States Government. NDFCU also provides Excess Share Insurance (ESI) for up to an additional $250,000 in coverage.

How do I activate my Visa^® debit card?

Please call the 800-number listed on the sticker at the top of your Visa^® debit card. To activate a Visa^® debit card for a person listed as a "Secondary" on the account, you must use the "Primary" member's Social Security number to activate. Each Visa^® debit card must be activated separately.

What hours are you open?

Generally, our branches are open from 8:30am to 5:00pm Monday through Thursday, and 8:30am to 5:30pm on Friday. Drive-thru and Saturday hours vary by branch. Please visit our Branch Locations page to view a specific branch's hours of operation.

What fees do you charge?

A complete listing of our fees may be found here.

What web browsers and operating systems can be used with Online Banking?

Internet Explorer 7 and newer, Firefox 3.6 and newer, Safari 4.0 and newer, and Google Chrome web browsers with Windows or Mac operating systems can be used most successfully with Online Banking. Our system may not be compatible with other browsers or operating systems. To determine if your browser is compatible with Online Banking, click "Browser Compatibility," located underneath the log-in field, to run a compatibility test. Apple iPad users may access their accounts through our Mobile Banking site at http://mobile.ndfcu.org/.

Can I mail in deposits to a branch?

Yes, members are able to mail checks they wish to have deposited into their accounts. Normally, the funds are deposited the same day they are received in the mail. Click here for a list of our branch locations.

How long does a wire transfer take?

Domestic wire transfers are usually available in one-to-two days - depending on when the wire was sent. International wire transfers could take up to two weeks to appear in the account. For information on fees associated with wire transfers, click here.

How do I perform a wire transfer to NDFCU?

Wire to: Notre Dame Federal Credit Union, P.O. Box 7878, Notre Dame IN 46556. The ABA# is 271-291-596. Notre Dame Federal Credit Union does not use a SWIFT code, Sort code, or BIC code for international wire transfers. For the final credit, include the member’s name, and the member number. To transfer funds to a NDFCU checking account, the member’s checking account number may also be used. If the account number for deposit does not exactly match the account number for your account, the wire will be rejected as an invalid account number. For information on fees associated with wire transfers, click here. 

May I select my ATM or debit card PIN online?

No, currently this option is not available.

Can I make a deposit at a non-NDFCU ATM?

Yes, but please be aware it may take longer for the funds to be deposited into your account than if you used a NDFCU ATM.

How do I view my interest information or my 1099-INT form online?

To view your 1099-INT online, you must be signed up for eStatements prior to the start of the current year. If you are an eStatement subscriber, simply log in to Online Banking and click the "eStatements" tab. After clicking the tab, you will be directed to the 3rd party website where you normally view your eStatements. To the right of the eStatement tab, you will see another tab called "Tax Forms." Click this tab to view your 1099-INT forms.

Is there a limit to how much money I can withdraw using my ATM card?

Yes. The standard limit for ATM withdrawals is $100 per day. However, members can make a request to raise their limit to a maximum of $400 per day.

Is there a dollar limit for a single debit card purchase?

Yes. You can use your debit card for single purchases up to $400. If the single purchase is more than $400, please run the purchase as a credit.

How much notice should I give NDFCU prior to traveling outside of the state or country?

A notice of at least a day or two prior to travel is appreciated. It is important to know where you are traveling, states or countries you plan to visit, and the duration of your stay.

Can I use my Visa^® credit card internationally?

Yes. Keep in mind that a 1% fee will be imposed on all foreign transactions, including purchases, cash withdrawals, cash advances, and credits to your account. A foreign transaction is any transaction that you complete or a merchant completes on your card outside the U.S., Puerto Rico, or the U.S. Virgin Islands.

Are there any foreign countries in which I cannot use my Visa^® credit card?

Yes. Currently our cards are blocked in all countries on the Office of Foreign Assets Control (OFAC) list. We also have our cards blocked in Brazil, Turkey, Russia, Mali, Ukraine, and Nigeria.

Should you be traveling to one of these six countries, we can allow a limited number of daily purchases during your visit with a two-day advance notice.

Can I use my Visa^® debit card internationally?

Yes, the Visa^® debit card can be used anywhere Visa^® is accepted or at ATMs.

Are there any countries in which I cannot use my Visa^® debit card?

Yes. Currently our cards are blocked in all countries on the Office of Foreign Assets Control (OFAC) list. We also have our cards blocked in Spain, Pakistan, Russia, Romania, Ukraine, and Nigeria. Should you be traveling to one of these six countries, we can allow a limited number of daily purchases during your visit with a two-day advance notice.

Can I use my NDFCU ATM card internationally?

Yes, but you may incur foreign surcharge fees for using a non-NDFCU ATM.

Are there any countries in which I cannot use my NDFCU ATM card?

Yes. Currently our cards are blocked in all countries on the Office of Foreign Assets Control (OFAC) list. We also have our cards blocked in Spain, Pakistan, Russia, Romania, Ukraine, and Nigeria. Should you be traveling to one of these six countries, we can allow a limited number of daily purchases during your visit with a two-day advance notice.

Where can I get assistance with setting up Quicken to access my accounts?

How do I configure Quicken 2007 for Mac to use the Direct Connect feature instead of the Web Connect (download and import) to view my transactions?

Follow the instructions in the following two PDFs. Contact us if you continue to have issues.
Quicken 2007 for Mac Direct Connect Setup
PFM PIN Reset

What personal finance software is my NDFCU account compatible with?

You may sync your NDFCU account with any Intuit^® products, such as Mint.com or Quicken^® products. Your NDFCU account is also compatible with Facebook's MyMoney. If you would like to suggest a personal finance software for NDFCU to become compatible with, please click here and submit your suggestion.