Privacy Policy
Effective 11/2010
| FACTS | What does NOTRE DAME FEDERAL CREDIT UNION do with your personal information? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security Number and Name, Address, Phone numbers• E-mail address and Birthdate, Account terms and • balance, Loan terms and balance
When you are no longer our member, we continue to share your information as described in this notice. |
| How? | All financial companies need to share members' personal information to run their every day business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Notre Dame Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does NDFCU share? | Can you limit this sharing? |
| For our everyday purposes - such as to process your transactions, maintain your account(s), respond to court ordersand legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes - information about your transactions and experiences | No | N/A |
| For our affiliates' everyday business purposes - information about your creditworthiness | No | N/A |
| For our affiliates to market to you | No | N/A |
| For nonaffiliates to market to you | No | N/A |
| Questions? | Call 800/522-6611 or e-mail us at ndfcu@ndfcu.org |
| Who we are |
| Who is providing this notice? | Notre Dame Federal Credit Union |
| What we do |
| How does Notre Dame Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to safeguard non-public personal information. |
| How does Notre Dame Federal Credit Union collect my personal information? | We collect personal information, for example, when you • complete an application or other form, or when you • complete a transaction with us, our affiliates, our nonaffiliates, or others. • We may also collect information from consumer reporting agencies. |
| Why can't I limit all sharing? | Federal law give you the right to limit only • sharing for affiliates' everyday business • affiliates from using your information to market to you • sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. |
| Definitions |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |
| Other important information |
| We recognize and respect the privacy expectations of our members. We restrict access to non-public, personally identifiable information about our members and former members to those employees with an authorized business reason for needing such information. We educate employees so they will understand the importance of confidentiality and member privacy. Notre Dame Federal Credit Union insists that if personally identifiable member information is provided to a third party, the Credit Union will assure that similiar privacy principles are provided for keeping such information confidential. |
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Notre Dame Federal Credit Union will NEVER ask you for your account number, PIN, or any other information relating to your accounts here at the credit union. Learn MoreAny links to outside websites are completely independent from Notre Dame Federal Credit Union. The privacy and security policies of Notre Dame Federal Credit Union do not apply to outside websites. Notre Dame Federal Credit Union is not responsible for and does not endorse the content, services, or products of any outside websites.
