Products & Services

Direct Checking

Direct Checking is a dividend-earning checking account that requires both Direct Deposit and eStatements. It's a great alternative to our Free Share Draft Checking, especially if you're looking to earn a little extra on your account balance. Members with a Direct Checking account enjoy:

• Dividends paid monthly. Click here for rates.
• FREE Visa® Check Card
• FREE Internet Home Banking
• FREE Online Bill Payment & Presentment
• FREE Check Imaging
• FREE Touch-Tone Teller
• FREE Cashiers Checks (Limit of two (2) free per day.)
• No-fee Travelers Checks (maximum $2,000 per year)
• No per-check fees*
• Over 30,000 Surcharge-Free ATMs nationwide
• Five FREE Foreign ATM Transactions per month**
• Discounted Loan Rates

If the daily minimum balance falls below $1,500 on any given day, a $10 monthly maintenance fee will be assessed against the account, thereby reducing earnings. *Fees will be assessed for NSF Checks; excessive NSFs may result in closure. **We'll waive the foreign transaction fees, however, you may still incur an ATM surcharge from the other institution when using their ATM.

To view our disclosure, click here.