Products & Services

Auto Loans

24-Hour Loan-by-Phone: 1-800/567-NDCU (1-800/567-6328)

We provide members with a low-cost alternative to dealer financing with competitive rates for used and new autos.

• Up to 100% financing is available
• Terms from 12 months to 72 months
• Up to 84 months for new luxury autos
• Simple interest
• Fixed rate; Golden Shamrock Club members receive a .50% discount on the rate
• Payments may be made through payroll deduction, account transfers, night deposit, Touch-Tone Teller, ATM, ACH and in person
• No penalty for early repayment
• Insurance Protection Plan (see Insurance Protection Plan for details)
• Applications accepted by phone, mail, fax, or in person; pre-approval is possible prior to vehicle selection with no obligation to purchase
• Auto pricing information is available
• 24-hour access to account through Touch-Tone Teller

For more information visit our rates page.